Corporate cards that know the policy, not just the limit.
Kayan runs inside your bank, beside the card system you already have. Your corporate clients get one fund for all their cards, unlimited spending buckets on every card, and every payment decided at authorisation — with the reason on record. All under your brand.
Maker Rana · checker Omar · old and new values kept
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Yourbrand,insideyourbank
Portal, app, in-app card and statements in your brand, with Kayan’s name nowhere your clients look.
Your BankCompany portalYour BankAvailableJOD 115.000Your Bank•••• 7730
Kayan’s name appears nowhere your clients look
Installed inside your bank, in Arabic and English
09
Cardrequestsfromtheapp
A limit increase or a new card, asked for in the app and approved, adjusted or rejected by finance.
New requestLimit increase · JOD 250.000Note · Client visit to Aqaba next weekPending
Company portal · Employee RequestsApprove & addAdjust & addReject
Request approved
10
Disputes,fromtheapptothebank
Disputed in the app, reviewed by the company, and worked by your team with the time left in view.
1Dispute this purchase · I don’t recognise this charge
2Your company reviews it first and sends it to the bank
3Bank · Disputes · file by 12 Nov · 9 days left
4Outcome proposed. A second administrator has to approve it.
Approve and close
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Lostcard,locked
Locked from the app so every purchase stops, and a replacement keeps the same rules and history.
Lock this card?Lock
Locked · every purchase stops at once
Online storeJOD 145.000INVALIDCARD_INACTIVEThis card is not active, so nothing can be spent on it.
↻The company requests a replacement: the same card — rules, balances and history unchanged
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Budgetsthatrefillthemselves
Each rule on a prepaid card refills every month or every week, funded from the company balance.
Refill this rule each cycle
How often it reloads · every month
Prepaid renewal day · the 1st
FuelJOD 150.000
Auto top-up applied · Last renewed · 1 Oct
Illustration
How it fits
Beside your card system, not instead of it.
1The cardholder pays
2Your card system
3Kayan checks the card’s rules
4VALID or INVALID, with a coded reason
5Your card system makes the final authorisation
Kayan does not replace a card management system and never stands in for the bank. Only the cards you enrol are checked against Kayan’s rules; every other card carries on exactly as it does today. Kayan answers VALID or INVALID with a coded reason; the card system makes the final authorisation and reports the outcome back.
Why banks offer it
A card your clients choose to use.
Policy, not just a limit
With buckets, merchants, hours and approvals on the card itself, a client’s finance team stops finding out weeks later.
Supplier payments on your cards
A vendor payment is one more bucket on the same card — one payment, one merchant, the amount set and never more.
Your name on every screen
The portal, the app, the in-app card and statements carry your brand. Kayan’s name appears nowhere your clients look.
Inside your bank
Installed in your environment as your bank’s own deployment, in Arabic and English.
See it on a live programme.
Thirty minutes: we onboard a company, issue a card, build its buckets and put payments through in front of you.
